NEW BRUNSWICK TEACHERS FEDERATION
GROUP INSURANCE


                Did you know MEMBERS can access their personal insurance information online

                from Johnson's website?  

                                      HERE'S HOW: 1. Go to their website: Johnson Inc. (click)

             2. On their homepage, select "Members Only"

             3. Enter your Username and Password

        Note: If you do not have a Username and Password, select the "click here" option and enter your information.
                 You may also choose to call 1-800-442-4428 to obtain your Username and Password.
                 If you wish a copy of your Group Insurance Booklet, you may request it by calling 1-888-851-5500.

 

NBTF GROUP INSURANCE HEALTH & DRUG PLANS

The premium schedule features One Plan for Health and Drugs with four premium tiers:

      TIER 1 - Active Teacher
      TIER 2 - Retired Under 60
      TIER 3 - Retired 60 - 64
      TIER 4 - Retired 65 and Over


               Coverage for All Active and Retired Teachers includes:

•  Hospital

•  Prescription Drugs

•  Vision Care

•  Extended Health Benefits

•  Travel (Health)

•  OPTIONAL: Dental         

  

PREMIUM SCHEDULE SUMMARY 2016


             A November 2015 communiqué from the NBTF Group Insurance Trustees informed the members that

             for 2016 the following would be in effect: 

              Life Insurance: will remain the same
              Health Plan: will increase
              Drug Plan: will increase
              Dental Coverage (Optional) : will increase

 

Trustees Communiqué 2016 (click)


The chart below summarizes the Health and Drug Plan rates released by the NBTF Trustees late in the fall of 2015 for the year 2016. The chart only includes Health and Drug coverage. Dental is not included in the calculations. 

The 2016 yearly rates are as follows:
2016 TIER 2 TIER3 TIER4
       
Health & Drug Plan Retired under 60 Retired 60 TO 64 Retired 65 and OVER
       
Single/month $132.20 $153.78 $186.48
       
Family/month $302.67 $337.96 $383.88
       
       
Single/year $1586.40   $1845.36 $2237.76 
       
Family/year $3632.04 $4055.52  $4606.56 
       
       
SINGLE/YEAR 6.96 % increase 7.01 % increase  7.09 % increase 
FAMILY/YEAR 7.00 % increase  7.04 % increase  7.08 % increase 

 

 

COMPARISON OF RATES FROM 2007 TO 2016

2007 - 2016 RATES NBTF GROUP INSURANCE RATES
  TIER 2 TIER 3 TIER 4
  RETIRED RETIRED RETIRED
  under 60 60 TO 64 65 and OVER
Health & Drugs      
       
Single/month                        2016 132.20 153.78 186.48
2015  123.60 143.70  174.14 
2014 125.54 146.33  177.83 
2013 126.03 149.33 179.28
2012 109.74 130.89 158.08
2011 109.74 130.89 158.08
2010 104.30 124.66 150.82
2009 104.30 124.66 150.82
2008 94.80 113.52 137.56
2007 74.34 74.34 180.48
       
Family/month                        2016 302.67 337.96 383.88
2015  282.88 315.74  358.50 
2014  288.31  322.31  366.55 
2013 289.38 328.91 369.35
2012 252.90 288.77 325.46
2011 252.90 288.77 325.46
2010 240.66 275.18 310.50
2009 240.66 275.18 310.50
2008 219.02 250.76 283.22
2007 171.96 171.96 365.52
       
Single/year                           2016 1586.40 1845.36 2237.76
2015 1483.20  1724.40  2089.68 
2014  1506.48  1755.96  2133.96 
2013 1512.36 1791.96 2151.36
2012 1316.88 1570.68 1896.96
2011 1316.88 1570.68 1896.96
2010 1251.60 1495.92 1809.84
2009 1251.60 1495.92 1809.98
2008 1137.60 1362.24 1650.72
2007 892.08 892.08 2165.76
       
Family/year                           2016 3632.04 4055.52 4606.56
2015  3394.56  3788.88  4302.00 
2014  3459.72  3867.72  4398.60 
2013 3472.56 3946.92 4432.20
2012 3034.80 3465.24 3905.52
2011 3034.80 3465.24 3905.52
2010 2887.92 3302.16 3726.00
2009 2887.92 3302.16 3726.00
2008 2628.24 3009.12 3398.64
2007 2063.52 2063.52 4386.24
       
SINGLE      
2007 - 2016 77.83 % INCREASE 106.86 % INCREASE 3.32 % INCREASE
       
FAMILY      
2007 - 2016 76.01 % INCREASE 96.53 % INCREASE  5.02 % INCREASE
RECOMMENDATIONS/ACTIONS by NBSRT Group Insurance Committee

 


The committee will be meeting in late February or March 2016 to discuss the Communique sent out by the NBTF Group Insurance Trustees in November 2015 outlining the renewal and Group Insurance Rates for 2016. At this meeting we hope to get an explanation from the Trustees as to why there was a need for an approximately 7% increase straight across Tiers 2 to 4. Also, an Ad Hoc Committee has been formed by the Liaison Committee of SERFNB and NBSRT to look into the issue of proportional representation for retired teachers on the NBTF Trustees. Most of the time has been sent gathering information and data. Other issues being pursued are booklets, components of wellness, increasing physiotherapy cap and dispensing fees.

The committee is advising the membership to continue to express their personal concerns to the Trustees by contacting Genevieve Melancon [email: This email address is being protected from spambots. You need JavaScript enabled to view it.], the NBTF Liaison person for the retired teachers, as well as Johnsons Insurance Chief Executive Officer Dale Weldon. Also, they may contact the retired teacher's trustee Clarence LeBlanc.

Website will be updated as more information becomes available.